NEW BRUNSWICK – It’s a health insurance plan that is rapidly signing up consumers. It features lower out-of-pocket costs. It has avoided the sharp price hikes that other plans have encountered. And it holds out the promise of making residents healthier.
In short, observers say, the tiered health insurance plans could be the antidote to what ails Obamacare.
“A tiered product is something the marketplace was looking for and something the marketplace has accepted,” said Ken Kobylowski, a senior vice president for AmeriHealth New Jersey and former commissioner of the New Jersey Department of Banking and Insurance. “It gives people different choices when they make decisions about how they will provide for their health care.”