Live Better   

Live Better

We know work impacts your life, and vice versa. So we offer lots of ways to live your best life, from dealing with "today" challenges to planning for "tomorrow" goals, like retirement or college. Start clicking below to discover how we can help!

Currently a Team Member? Visit MyHMH to take action and connect directly to the resources.

Farmers Home & Auto provides insurance coverage that eliminates gaps and surprises and goes beyond basic liability and collision to offer you more complete coverage and benefits. All at a discounted rate for team members!

Farmers Home & Auto Insurance provides insurance coverage that eliminates gaps and surprises and goes beyond basic liability and collision to offer you more complete coverage and benefits. All at a discounted rate for team members!

With Nationwide Pet Insurance you can visit any licensed veterinarian, veterinary specialist or animal hospital with coverage that helps manage costs for general wellness and emergency care. All at a discounted rate for team members!

Employer Paid: HMH offers employer paid basic life and accidental death Insurance coverages at no cost to all team members, If you are in a full-time or part-time, active benefit-eligible status. 

Optional Basic Life: HMH’s benefits package provides Team Members with the opportunity to supplement their employer paid group life and accidental death insurance with individually owned protection. Also, spouses and dependent children may participate.

Voluntary Accident: Helps cover out-of-pocket medical expenses and extra bills in addition to medical and disability benefits. The plan pays a benefit directly to you for injuries and accident-related expenses.

Voluntary Unum Whole Life Insurance (with long-term care): Designed to provide a death benefit to your beneficiaries, it can also build cash value that you can utilize while you are still living.


HMH commuter benefits allow you to pay pre-tax up to $265 in work-related parking expenses and $265 in work-related mass transit and vanpooling expenses for a combined benefit of up to $530 per month.

There are a number of discounts and perks available to our team members including private discounts and corporate rates through Abenity as well as savings for American Dream! In addition, there are Rx Discount cards available for brand-name prescriptions.

HMH also offers on-site child care at a number of Early Childhood Education Centers across the network. Discounted rates are available to team members.

The opportunity to save for retirement on a tax-advantaged basis through a 401(k) savings plan is provided through TIAA. Contributions are from eligible earnings from the primary position, and employer match is provided each pay period. In addition, TIAA can also provide financial consulting and education.

HMH Pension Service Center:  Designed to help you understand your benefit information and provide easy access to your pension.

Optum Financial Coaching: Financial Wellbeing powered by My Secure Advantage. Improve your finances with the help of a money coach. Financial Wellbeing helps you create better money habits to reach your spending, saving and credit score goals.

Legal offering through Optum EAP/ Emotional Wellbeing Solutions includes a 30 minute attorney consult (25% off additional sessions). They also offer 30-60 min financial consultation.

There is also the voluntary benefit through MetLife Legal provides 100% payment coverage for many important matters ranging from wills and estate planning to real estate issues to consumer debt collection.


Healthy Connections:  Hackensack Meridian Healthy Connections is Hackensack Meridian’s social determinants of health program that helps patients with their non-medical needs. Hackensack Meridian Healthy Connections has provided more than 2.5 million referrals to its patients for support beyond traditional health care. 

Resource Directory
Community Health Worker (CHW) Program: All team members living in NJ over 18 are eligible for a CHW
The State of New Jersey offers a variety of support and referral services. Visit for a complete list


Optum offers support if your identity is stolen by providing identity repair assistance to help recover any financial losses, restore credit and make sure your identity is returned to its proper condition after an identity theft.

Emotional Wellbeing Solutions through Optum EAP offers an additional layer of support to help you manage work-life issues, such as finding child care or a caregiver, finding resources like plumbers or pet services and fueling personal growth through learning opportunities.

The Circle of Compassion program provides team members with emergency financial support during their time of need (e.g. fire, flood, hurricane, loss of home, loss of car, etc.) as well as wellbeing initiatives to fuel their minds, bodies and spirits.

Requests are completely confidential, are reviewed and responded to within thirty (30) days of receipt of a completed application.

HMH supports continuing team members education with personalized guidance and financial support via our external partners like Bright Horizons and EdAssist Solutions. Team HMU’s Higher Education Assistance Programs offer various approaches that enable team members to continue their higher education.

Ed Assist College Coaching - Take the worry out of your child’s educational future with Bright Horizons College Coach®. Your free benefit gives you access to a team of college admissions and finance experts who can help you maximize your child’s academic success and plan for college costs.

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